Wired
We compared the current iPhone insurers for you in our big comparison test!
Many people are looking forward to a new iPhone, just like over Christmas, even if it's midsummer. It is all the more annoying when the stylish device accidentally or perhaps by third party debt falls to the ground or otherwise damaged. Although iPhones are now built very robust, a fall to the ground can still mean a break of the glass. And that is usually expensive – at least without iPhone insurance! A display repair costs about 150 euros for the iPhone 6, 6s or 7.
First of all: Before you consider an additional mobile phone insurance, you should inquire, which benefits the own home insurance covers. Often such damage is included and you can save yourself an extra mobile phone insurance.
iPhone mobile insurance yes, but which one?
If you decide to take out iPhone insurance, the first step is done. The World Wide Web offers a large number of different providers, most of which are overpriced and dubious. First, one should be aware of what should be included in the insurance everything. The range extends from ordinary crashes and breakage, liquid damage, operator error, to fire, vandalism and iPhone theft insurance.
iPhone insurance from the network operator
An iPhone mobile phone insurance is often offered directly by the mobile phone company, such as the O2 iPhone insurance and Telekom iPhone insurance. For example, the O2 Plus warranty protects against accident and water damage, whereby the monthly tariff is based on the purchase price of the respective smartphone.
iPhone third-party insurance
However, if your own mobile service provider does not offer suitable or too expensive cell phone insurance, there are many providers that specialize in iPhone mobile phone insurance. These include, for example, Assona.de or Schutzklick.de. There are different rates for all providers, ranging from basic insurance to plus models to premium protection. Whereby even the cheapest tariff covers many substantial sources of damage – with the exception of theft. The cheapest rates start at just over 1 € per month while a total protection for the mobile can cost as little as 10 € per month. Often the monthly contribution depends on the age and original price of the device to be insured. For most tariffs, however, a deductible is still due in case of damage.
Which is the best iPhone insurance?
We have to disappoint you, there is no such thing. The claims of the potential customers and the benefits included in the respective tariffs are too different to crown a winner according to objective criteria. Nevertheless, Schutzklick.de offers a good price-performance ratio and can be recommended for this reason without hesitation.
It is important – and this applies to all providers – always pay attention to how high the deductible in the event of damage and what causes of damage you want to insure. After all, you want the display to really be replaced when it crashes due to a fall! A comparison of the various iPhone insurance is well worth it to find the right protection for your own individual needs.
Source: iPhone Tricks